Financial Planning and Investment Management

Financial Advice for Your Family

We are an SEC registered, independent firm specializing in comprehensive, fee-based financial planning and investment management solutions for our clients. Our customized programs are designed to grow and conserve your wealth by delivering an excellent level of personalized service. Our advisors don’t sell products, plans-in-a-binder, or single services. We provide a comprehensive planning service that helps integrate your financial life while providing the appropriate advice and guidance. Our clients include individuals, families, charitable organizations and small businesses.

We provide a comprehensive planning service that helps integrate your financial life while providing the appropriate advice and guidance.

We encourage you to explore our site and learn more about the services we provide. Should you have any questions or want more information on our firm, please feel free to email us or call us at (978) 475-3242. We look forward to hearing from you.

 
SCHEDULE AN APPOINTMENT

Who We Are

The Financial Advisors, LLC was founded by Richard L. Sumberg in 1991. We are a full service financial planning firm which provides financial planning and investment advisory services to hundreds of individuals, families, businesses and charitable organizations. The firm consists of planning professionals with experience in financial planning, business management, investments, taxes, insurance, estate planning, charitable-giving, budgeting, retirement and college planning. We are an SEC registered, independent firm specializing in comprehensive, fee-based financial planning and investment management solutions for our clients. Our customized programs are designed to grow and conserve your wealth by delivering an excellent level of personalized service.

Our advisors don’t sell products, plans in a binder, or single services. We provide a comprehensive planning service that helps integrate your financial life while providing the appropriate advice and guidance. Our clients include individuals, families, charitable organizations and small businesses.

Newburyport Team

 
MEET THE TEAM

Andover Team

 
MEET THE TEAM

Learn More About Financial Planning

Cash Flow

Understanding the components of a family’s cash flow is a critical initial step in financial planning.  

Investments

Managing investments for long-term return and risk control is the best way to accomplish lifetime financial goals.

Retirement

Planning for a secure financial life after a long career is the heart of a financial plan.

Real Estate

A considered approach to acquisition and financing of real estate is an essential part of a financial plan.

Tax Planning & Management

Tax planning endeavors to minimize the burden of all taxes on a family’s income and wealth.

Wealth Transfer & Estate Planning

Every family should have an estate plan to provide for the preservation and control of assets during life and the efficient distribution to heirs.

Asset Protection

Financial security depends on good management of insurance products to effectively minimize and manage financial risks; covering the “what-ifs” in life.

Education

Education is a major investment for most families and a comprehensive plan to manage the expense of a great education is an important component of financial planning.

Schedule A No Cost, No Obligation

Initial Consultation

We never sell, rent, or share your information with anyone. Period.