Who we are

The Financial Advisors, LLC was founded by Richard L. Sumberg in 1991. We are a full service financial planning firm which provides financial planning and investment advisory services to hundreds of individuals, families, businesses and charitable organizations. The firm consists of planning professionals with experience in financial planning, business management, investments, taxes, insurance, estate planning, charitable-giving, budgeting, retirement and college planning.

Andover Team 26 Essex Street, Andover, MA 01810

Richard L. Sumberg

CEO/Financial Advisor

(978) 475-3242 ext 202

dicks@tfa.bz

Dick has been providing financial advice since 1985. He founded The Financial Advisors in 1991 to deliver high quality, professional financial services to a diverse cl...

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Michael P. Kumph, CFP®

Financial Advisor

(978) 475-3242 ext 204

mk@tfa.bz

Michael is a CERTIFIED FINANCIAL PLANNER™ practitioner who joined The Financial Advisors in 1998. He is a graduate of Bentley College where he earned a degree in accou...

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Patricia A. Quinn

Financial Advisor

(978) 475-3242 ext 205

patq@tfa.bz

Patty earned the designation of Chartered Retirement Planning Counselor and is a graduate of Merrimack College with over 25 years of experience in the field of persona...

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Michael A. Dempsey, CFP®

Financial Advisor

(978) 475-3242 ext 206

mdempsey@tfa.bz

Michael Dempsey is a CERTIFIED FINANCIAL PLANNER™ practitioner and Enrolled Agent (EA) who joined The Financial Advisors, LLC in 2008. Michael is an advisory represent...

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Dianne Brand, CFP®

Financial Advisor

(978) 475-3242 ext 209

dbrand@tfa.bz

Dianne is a CERTIFIED FINANCIAL PLANNER™ practitioner. She joined The Financial Advisors in 2013.  She earned a bachelor’s degree in finance at Georgetown University. ...

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Susan Woodhouse

Office Administrator

(978) 475-3242

suew@tfa.bz

Sue grew up and went to school in England and is a graduate of Northern Essex Community College. She has been with The Financial Advisors since 1994. Her background is...

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Anna Larina

Office Administrator

(978) 475-3242

anna@tfa.bz

Anna joined The Financial Advisors in 2007 and is our Andover office administrator.

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Newburyport Team Newburyport, MA 01950

Robert C. Miller, CFP®

Financial Advisor

123-456-7890

bob@tfa.bz

CFP®, MBA Bob is a CERTIFIED FINANCIAL PLANNER™ practitioner who joined the firm in 1994 and established the Newburyport office of The Financial Advisors in 1997. ...

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Louis C. Bonasera, CPA, PFS, MST

Financial Advisor

123-456-7890

lou@tfa.bz

Lou earned a bachelor's degree in accounting at Merrimack College and a master of science in taxation (with a concentration in personal financial planning) at Northeas...

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Scott Johnson

Financial Advisor

123-456-7890

scott@tfa.bz

Scott graduated with a degree in Business Management from Elmira College in 1995. He joined The Financial Advisors in 2016 after spending the previous 14 years in t...

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Patrick McCoy

Financial Advisor

978 463 6660

pmccoy@tfa.bz

Patrick graduated from the University of Maine, Orono with a Bachelor of Arts degree in Mass Communication. He joined The Financial Advisors in 2017 after nearly 17 ye...

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Ngoc Nguyen Cormier

Operations Manager

978 463 6660

ngoc@tfa.bz

Ngoc joined The Financial Advisors, LLC in 2006. She is a graduate of Salem State College and has worked in business and finance for 20 years. Prior to joining TFA, sh...

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Olivia Concolino

Office Administrator

978 463 6660

olivia@tfa.bz

Olivia graduated from the University of Maine at Augusta with a Bachelor’s degree in Liberal Arts. Her background is in customer service and sales, working in retail b...

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Learn More About Financial Planning

Cash Flow

Understanding the components of a family’s cash flow is a critical initial step in financial planning.  

Investments

Managing investments for long-term return and risk control is the best way to accomplish lifetime financial goals.

Retirement

Planning for a secure financial life after a long career is the heart of a financial plan.

Real Estate

A considered approach to acquisition and financing of real estate is an essential part of a financial plan.

Tax Planning & Management

Tax planning endeavors to minimize the burden of all taxes on a family’s income and wealth.

Wealth Transfer & Estate Planning

Every family should have an estate plan to provide for the preservation and control of assets during life and the efficient distribution to heirs.

Asset Protection

Financial security depends on good management of insurance products to effectively minimize and manage financial risks; covering the “what-ifs” in life.

Education

Education is a major investment for most families and a comprehensive plan to manage the expense of a great education is an important component of financial planning.