● How can I better understand my spending?
● How can I simplify the cash flow budgeting process?
● How can I save enough for the future while enjoying life today?
● What strategies should I consider for spending down assets and turning on fixed income sources, such as Social Security?

● How will my investment decisions today impact me in the future?
● How do I monitor and evaluate portfolio performance in the context of my financial plan?
● How might employer plan investment options impact investment selection in other accounts?
● Which investment risks pose the greatest threat and how can I best plan to mitigate them?
● How do I unite all of my accounts into one, holistic asset allocation strategy?

● How do I know if I’m saving enough for the future?
● What will I do after a lifetime of working?
● What impact would a reduction in my work pace have on my retirement?
● How can I best manage my concern about running out of money?
● How do my retirement income expectations impact my portfolio design?

● What role does my home, as an asset, play in my overall financial plan?
● What strategies can help me reduce my taxes on appreciated real estate?
● How might my retirement be affected by the purchase of a second home?

● How can I defer tax to the future or reduce my lifetime tax liability?
● What are the pros and cons of paying tax now versus in the future?
● How can I structure my portfolio to maximize my after-tax investment returns?
● What are the tax considerations with respect to employer stock and option plans?
● Do recent tax law changes impact how I should structure my charitable giving?
● Can my financial planner help me with both tax preparation and future tax planning?

● Are there strategies to minimize my estate taxes and income taxes for my heirs?
● How can I plan my estate to leave a legacy reflective of my values and priorities?
● Are my estate planning documents and beneficiary designations current?
● How might I benefit the charities and other organizations I wish to support?
● Will my estate plan minimize costs and complications for my heirs?

● Does my occupation impact asset planning considerations?
● Am I carrying an appropriate level of liability coverage given my financial picture?
● Do I have the appropriate levels of automobile and homeowners coverage?
● Should I consider using trusts to protect some of my assets?
● How much and what type of life and disability insurance should I have (if any)?

● How do I balance saving for education along with saving for additional future goals?
● What are the best savings options for future education costs?
● How can I use savings, cash flow, and financing to pay for education costs due now?
● Is a 529 plan the right fit or are there other options to consider?